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Research

Through our research, the Commission contributes to the public debate and encourages informed policy discussion.

The Commission has a statutory mandate to conduct a program of research to support its inquiries, annual reporting and other responsibilities, including promoting community awareness and understanding of various productivity and regulatory issues.

Australian Remittance and Currency Providers Association Ltd (ARCPA) (PDF - 295k)

Submission DR128 for Competition In The Australian Financial System View full list


The industry is made up of independent remittance providers (Independents) with their own brands, and remittance network providers (RNPs) who have branded Affiliates (commonly known as agents). ... Enhanced Independent Review (EIR). (g) Engagement with

Date received: 5 Apr 2018

Maria Rigoni (PDF - 1978k)

Submission DR118 for Competition In The Australian Financial System View full list


It was a network of independent mortgage brokers who through the action of bulking loan volume, were able to negotiate better lender remuneration terms. ... The independent review is necessary to ensure confidentiality of information and proper process.

Date received: 29 Mar 2018

REA Group Ltd (PDF - 177k)

Submission DR80 for Competition In The Australian Financial System View full list


customer, primarily through face-to-face reviews on the anniversary of the loan. ... In these reviews, the broker seeks to assist their customer to adapt to any.

Date received: 20 Mar 2018

Industry Super Australia (ISA) (PDF - 291k)

Submission DR115 for Competition In The Australian Financial System View full list


4. ASIC’s caution is shared by others who conduct. independent critical research into the effectiveness of financial literacy e.g. ... Willis, L. E. (2009) ‘Evidence and Ideology in Assessing the. Effectiveness of Financial Education’, 46 San Diego

Date received: 29 Mar 2018

FinTech (PDF - 321k)

Submission DR111 for Competition In The Australian Financial System View full list


The same report found that there were around 10, 000 fintech-related jobs in Australia. ... This upfront cost helps deliver a longer-term benefit for Australia through a stronger economy and more jobs.

Date received: 28 Mar 2018

Peter Twigg (PDF - 851k)

Submission DR54 for Competition In The Australian Financial System View full list


institution the UK's Independent Commission on Banking, “Vickers Report” (VR) states (VR. ... preference to banks with extensive branch networks (VR 2011 7.19 p.

Date received: 25 Feb 2018